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Price differences are still significant Those 123,000 smokers dont buy those billions of cigarettes
The approach to smokers should begin with a clinical history that also includes specific aspects of smoking and associated diseases
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Most insurers ask a question like this: During the last 12 months have you smoked any nicotine or nicotine replacement products (these include but are not limited to cigarettes, cigars, tobacco products, e-cigarettes, nicotine gum, nicotine patches and vaping etc.) To avoid doubt, if you have used any of these products (even once) in the last 12 months, youll be classified as a smoker
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