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As part of this initiative, the DOL updated claims and appeals rules that applied to private-sector employer plans regulated by ERISA to make the claims review process: Faster (shortened timeframe for plans to make a decision on claims and appeals) Fairer (ensure plan decision makers were free of conflicts of interest) Fuller (more transparent through the disclosure of more information to consumersincluding language access standardsabout the reason for a claim denial) The DOL issued regulations in 2000 governing the internal claims review process, conducted internally by a plan or plan-sponsor employer

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Under the extension, an additional 79 participants were recently enrolled from rural communities